:root{
  --bg:#0b1026;
  --bg2:#121a3d;
  --text:#eef0ff;
  --muted:#a9b0d6;
  --primary:#6d5dfc;
  --primary2:#00d4ff;
  --accent:#ffb547;
  --ok:#22c55e;
  --err:#ff5c7a;
  --glass:rgba(255,255,255,.06);
  --glass-b:rgba(255,255,255,.12);
  --radius:20px;
  --grad:linear-gradient(135deg,#6d5dfc 0%,#00d4ff 100%);
  --grad2:linear-gradient(135deg,#ffb547 0%,#ff5c7a 100%);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:'Plus Jakarta Sans',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  background:var(--bg);color:var(--text);line-height:1.6;overflow-x:hidden;min-height:100vh;
}
a{color:inherit;text-decoration:none}
button,input,select{font:inherit;color:inherit}
.container{width:min(1180px,100% - 32px);margin-inline:auto}

/* ---------- background ---------- */
.bg{position:fixed;inset:0;z-index:-1;overflow:hidden;background:radial-gradient(1200px 600px at 80% -10%,#1d2566 0%,transparent 60%),var(--bg)}
.blob{position:absolute;border-radius:50%;filter:blur(80px);opacity:.55;animation:float 18s ease-in-out infinite}
.b1{width:420px;height:420px;background:#6d5dfc;top:-120px;left:-120px}
.b2{width:360px;height:360px;background:#00d4ff;bottom:-120px;right:-80px;animation-delay:-6s;opacity:.35}
.b3{width:300px;height:300px;background:#ff5c7a;top:40%;left:55%;animation-delay:-12s;opacity:.25}
@keyframes float{0%,100%{transform:translate(0,0) scale(1)}33%{transform:translate(60px,40px) scale(1.1)}66%{transform:translate(-40px,60px) scale(.95)}}
#coins{position:absolute;inset:0;width:100%;height:100%}

/* ---------- nav ---------- */
.nav{display:flex;align-items:center;justify-content:space-between;padding:20px 0}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.3rem;letter-spacing:-.02em}
.logo-text{display:flex;flex-direction:column;line-height:1.1}
.logo-name{font-size:1.3rem}
.logo-tag{margin-top:3px;font-size:.72rem;font-weight:600;letter-spacing:.02em;background:var(--grad2);-webkit-background-clip:text;background-clip:text;color:transparent;white-space:nowrap}
.foot-tag{font-weight:700;font-style:italic;color:var(--text);margin-bottom:4px}
.logo-mark{flex-shrink:0;display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--grad);font-weight:800;box-shadow:0 8px 24px rgba(109,93,252,.45)}
.logo-mark.sm{width:34px;height:34px;border-radius:10px;font-size:.95rem}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 26px;border-radius:14px;font-weight:700;border:0;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s;position:relative;overflow:hidden;white-space:nowrap}
.btn-sm{padding:10px 18px;font-size:.9rem}
.btn-primary{background:var(--grad);color:#fff;box-shadow:0 10px 30px rgba(109,93,252,.45)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 40px rgba(0,212,255,.45)}
.btn-primary::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 30%,rgba(255,255,255,.35) 50%,transparent 70%);transform:translateX(-100%);animation:shine 3.5s infinite}
@keyframes shine{60%,100%{transform:translateX(100%)}}
.btn-ghost{background:var(--glass);border:1px solid var(--glass-b);backdrop-filter:blur(10px)}
.btn-ghost:hover{background:rgba(255,255,255,.12);transform:translateY(-2px)}
.btn-block{width:100%}
.btn:focus-visible,.type:focus-visible,input:focus-visible,select:focus-visible{outline:2px solid var(--primary2);outline-offset:3px}

/* ---------- hero ---------- */
.hero{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding:40px 0 60px}
.pill{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;background:var(--glass);border:1px solid var(--glass-b);font-size:.85rem;color:var(--muted);font-weight:600}
.dot{width:8px;height:8px;border-radius:50%;background:var(--ok);box-shadow:0 0 0 0 rgba(34,197,94,.7);animation:pulse 1.8s infinite}
@keyframes pulse{70%{box-shadow:0 0 0 10px rgba(34,197,94,0)}100%{box-shadow:0 0 0 0 rgba(34,197,94,0)}}
h1{font-size:clamp(2.2rem,5.5vw,4rem);line-height:1.08;letter-spacing:-.035em;font-weight:800;margin:20px 0 18px}
.grad{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.rotator{display:block;height:1.22em;margin:.02em 0 .04em;overflow:hidden;white-space:nowrap}
#rotWord{display:inline-block;background:var(--grad2);-webkit-background-clip:text;background-clip:text;color:transparent;padding-bottom:.08em;transition:transform .45s cubic-bezier(.2,.8,.2,1),opacity .45s}
#rotWord.out{transform:translateY(-60%);opacity:0}
#rotWord.in{transform:translateY(60%);opacity:0}
.lead{color:var(--muted);font-size:clamp(1rem,1.6vw,1.15rem);max-width:560px}

.countdown{display:flex;gap:12px;margin:30px 0}
.cd-box{flex:1;max-width:100px;padding:14px 8px;border-radius:16px;background:var(--glass);border:1px solid var(--glass-b);backdrop-filter:blur(10px);text-align:center}
.cd-num{display:block;font-size:clamp(1.6rem,4vw,2.4rem);font-weight:800;font-variant-numeric:tabular-nums;line-height:1.1}
.cd-num.tick{animation:tick .4s ease}
@keyframes tick{0%{transform:translateY(-6px);opacity:.3}100%{transform:none;opacity:1}}
.cd-lbl{font-size:.72rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted)}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}
.trust{display:flex;flex-wrap:wrap;gap:8px 20px;list-style:none;margin-top:26px;color:var(--muted);font-size:.9rem}

/* hero visual */
.hero-visual{position:relative;display:grid;place-items:center;min-height:420px;perspective:1000px}
.card-3d{width:min(360px,100%);padding:26px;border-radius:24px;background:linear-gradient(145deg,rgba(109,93,252,.9),rgba(0,212,255,.75));box-shadow:0 30px 80px rgba(0,0,0,.45),inset 0 1px 0 rgba(255,255,255,.35);transform-style:preserve-3d;transition:transform .15s ease-out;animation:bob 6s ease-in-out infinite}
@keyframes bob{50%{translate:0 -12px}}
.c-top{display:flex;justify-content:space-between;align-items:center}
.chip-badge{background:rgba(255,255,255,.2);padding:6px 12px;border-radius:999px;font-size:.75rem;font-weight:700}
.c-label{margin-top:26px;font-size:.85rem;opacity:.85}
.c-amount{font-size:2.1rem;font-weight:800;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.c-row{display:flex;justify-content:space-between;margin-top:18px}
.c-row small{display:block;font-size:.72rem;opacity:.8}
.c-bar{height:8px;border-radius:9px;background:rgba(255,255,255,.25);margin-top:22px;overflow:hidden}
.c-bar span{display:block;height:100%;width:92%;background:#fff;border-radius:9px;animation:grow 2.4s ease-out}
@keyframes grow{from{width:0}}
.c-foot{margin-top:10px;font-size:.8rem;opacity:.9}
.float{position:absolute;padding:10px 14px;border-radius:14px;background:rgba(18,26,61,.85);border:1px solid var(--glass-b);backdrop-filter:blur(10px);font-size:.85rem;font-weight:600;box-shadow:0 10px 30px rgba(0,0,0,.35);animation:bob 5s ease-in-out infinite}
.f1{top:8%;left:0;animation-delay:-1s}
.f2{bottom:12%;left:-4%;animation-delay:-2.5s}
.f3{top:4%;right:0;animation-delay:-4s}

/* ---------- sections ---------- */
.section{padding:60px 0}
.sec-head{text-align:center;margin-bottom:34px}
.sec-head h2{font-size:clamp(1.7rem,3.5vw,2.5rem);letter-spacing:-.03em;font-weight:800}
.sec-head p{color:var(--muted);margin-top:6px}
.glass{background:var(--glass);border:1px solid var(--glass-b);border-radius:var(--radius);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px)}
.fine{font-size:.78rem;color:var(--muted);margin-top:12px;text-align:center}

/* loan types */
.types{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}
.type{display:flex;flex-direction:column;align-items:center;gap:8px;padding:18px 8px;border-radius:18px;background:var(--glass);border:1px solid var(--glass-b);cursor:pointer;transition:transform .25s,background .25s,border-color .25s}
.type:hover{transform:translateY(-4px);background:rgba(255,255,255,.1)}
.type.active{background:linear-gradient(145deg,rgba(109,93,252,.35),rgba(0,212,255,.2));border-color:rgba(0,212,255,.6);box-shadow:0 10px 30px rgba(109,93,252,.3)}
.t-ic{font-size:1.8rem;transition:transform .3s}
.type.active .t-ic{transform:scale(1.15) rotate(-6deg)}
.t-name{font-weight:700;font-size:.92rem}
.type-detail{display:flex;justify-content:space-between;gap:24px;align-items:center;padding:24px 28px;margin-top:16px}
.type-detail h3{font-size:1.3rem}
.type-detail p{color:var(--muted);max-width:560px}
.type-detail.swap{animation:swap .4s ease}
@keyframes swap{from{opacity:0;transform:translateY(8px)}}
.td-stats{display:flex;gap:28px;flex-shrink:0}
.td-stats small{display:block;color:var(--muted);font-size:.78rem}
.td-stats b{font-size:1.25rem;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}

/* EMI */
.emi{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;padding:34px}
.field{margin-bottom:26px}
.f-top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}
.f-top label{font-weight:600}
.f-top output{font-weight:800;font-size:1.1rem;padding:4px 12px;border-radius:10px;background:rgba(109,93,252,.2);font-variant-numeric:tabular-nums}
.f-scale{display:flex;justify-content:space-between;font-size:.75rem;color:var(--muted);margin-top:6px}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:9px;background:linear-gradient(90deg,var(--primary) 0%,var(--primary2) var(--p,50%),rgba(255,255,255,.14) var(--p,50%));cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:5px solid var(--primary);box-shadow:0 4px 14px rgba(0,0,0,.4);transition:transform .15s}
input[type=range]::-webkit-slider-thumb:active{transform:scale(1.2)}
input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:5px solid var(--primary);box-shadow:0 4px 14px rgba(0,0,0,.4)}
.emi-result{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:22px}
.donut-wrap{position:relative;width:220px;height:220px}
.donut{width:100%;height:100%;transform:rotate(-90deg)}
.donut circle{fill:none;stroke-width:14}
.d-bg{stroke:var(--primary)}
.d-int{stroke:var(--accent);stroke-linecap:round;transition:stroke-dasharray .5s ease}
.donut-center{position:absolute;inset:0;display:grid;place-content:center;text-align:center}
.donut-center small{color:var(--muted)}
.donut-center b{font-size:1.7rem;font-variant-numeric:tabular-nums}
.emi-legend{list-style:none;width:100%;max-width:300px}
.emi-legend li{display:flex;align-items:center;gap:10px;padding:8px 0;border-bottom:1px dashed var(--glass-b);color:var(--muted);font-size:.92rem}
.emi-legend li b{margin-left:auto;color:var(--text);font-variant-numeric:tabular-nums}
.emi-legend li.tot{border:0;color:var(--text);font-weight:700}
.emi-legend i{width:12px;height:12px;border-radius:4px}
.lg-p{background:var(--primary)}.lg-i{background:var(--accent)}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{padding:26px;transition:transform .3s,border-color .3s}
.step:hover{transform:translateY(-6px);border-color:rgba(0,212,255,.5)}
.s-no{font-size:2rem;font-weight:800;background:var(--grad2);-webkit-background-clip:text;background-clip:text;color:transparent}
.step h3{font-size:1.1rem;margin:6px 0}
.step p{color:var(--muted);font-size:.92rem}

/* notify */
.notify{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:40px;position:relative;overflow:hidden}
.notify::before{content:"";position:absolute;width:300px;height:300px;border-radius:50%;background:var(--grad);filter:blur(90px);opacity:.3;top:-120px;left:-80px;z-index:-1}
.n-copy h2{font-size:clamp(1.7rem,3.5vw,2.4rem);letter-spacing:-.03em;font-weight:800}
.n-copy p{color:var(--muted);margin-top:10px}
.counter{display:inline-block;margin-top:22px;padding:10px 16px;border-radius:12px;background:rgba(34,197,94,.12);border:1px solid rgba(34,197,94,.35);color:#86efac;font-weight:600}
.counter span{font-weight:800;color:#fff}
.hp{position:absolute;left:-9999px}
.in{position:relative;margin-bottom:14px}
.in input,.in select{width:100%;padding:22px 16px 8px;border-radius:14px;background:rgba(255,255,255,.06);border:1px solid var(--glass-b);outline:none;transition:border-color .2s,background .2s;font-size:1rem}
.in select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23a9b0d6' stroke-width='2' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center}
.in select option{background:var(--bg2)}
.in input:focus,.in select:focus{border-color:var(--primary2);background:rgba(255,255,255,.09)}
.in label{position:absolute;left:16px;top:15px;color:var(--muted);pointer-events:none;transition:all .2s}
.in input:focus+label,.in input:not(:placeholder-shown)+label,.in label.fixed{top:5px;font-size:.72rem;color:var(--primary2)}
.in.invalid input{border-color:var(--err);animation:shake .35s}
@keyframes shake{25%{transform:translateX(-5px)}75%{transform:translateX(5px)}}
.spinner{display:none;width:18px;height:18px;border:3px solid rgba(255,255,255,.35);border-top-color:#fff;border-radius:50%;animation:spin .8s linear infinite}
.loading .spinner{display:inline-block}.loading .btn-txt{opacity:.7}
@keyframes spin{to{transform:rotate(360deg)}}
.form-msg{min-height:1.4em;margin-top:10px;font-weight:600;text-align:center}
.form-msg.ok{color:#86efac}.form-msg.err{color:var(--err)}

/* footer */
.foot{text-align:center;padding:40px 0 100px;color:var(--muted);font-size:.9rem;border-top:1px solid var(--glass-b);margin-top:40px}
.socials{display:flex;justify-content:center;flex-wrap:wrap;gap:12px 28px;margin-bottom:10px}
.socials a:hover{color:var(--text)}

/* whatsapp */
.wa{position:fixed;right:18px;bottom:18px;width:58px;height:58px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 10px 30px rgba(37,211,102,.5);z-index:50;animation:waPulse 2.4s infinite}
@keyframes waPulse{0%{box-shadow:0 0 0 0 rgba(37,211,102,.6)}70%{box-shadow:0 0 0 16px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}

/* toast */
.toast{position:fixed;left:50%;bottom:24px;transform:translate(-50%,calc(100% + 40px));visibility:hidden;background:#fff;color:#111;padding:14px 20px;border-radius:14px;font-weight:700;box-shadow:0 20px 50px rgba(0,0,0,.4);transition:transform .45s cubic-bezier(.2,.8,.2,1);z-index:60;max-width:calc(100% - 32px);text-align:center}
.toast.show{transform:translate(-50%,0);visibility:visible}

/* reveal on scroll */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}
.reveal.visible{opacity:1;transform:none}

/* confetti */
.confetti{position:fixed;top:-10px;width:10px;height:14px;z-index:70;pointer-events:none;animation:fall linear forwards}
@keyframes fall{to{transform:translateY(105vh) rotate(720deg)}}

/* ---------- responsive ---------- */
@media (max-width:980px){
  .hero{grid-template-columns:1fr;text-align:center;gap:20px;padding-top:20px}
  .lead{margin-inline:auto}
  .countdown,.hero-cta,.trust{justify-content:center}
  .cd-box{max-width:none}
  .hero-visual{min-height:340px;order:-1}
  .types{grid-template-columns:repeat(3,1fr)}
  .emi,.notify{grid-template-columns:1fr}
  .steps{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:600px){
  .nav .btn-sm{display:none}
  .hero-visual{min-height:280px;margin-top:10px}
  .card-3d{padding:20px;width:88%}
  .c-amount{font-size:1.7rem}
  .float{display:none}
  .wa{width:50px;height:50px;right:14px;bottom:14px}
  .countdown{gap:8px}
  .cd-box{padding:12px 4px;border-radius:12px}
  .hero-cta .btn{flex:1 1 100%}
  .type-detail{flex-direction:column;align-items:flex-start;padding:20px}
  .td-stats{gap:20px}
  .emi,.notify{padding:22px}
  .donut-wrap{width:190px;height:190px}
  .steps{grid-template-columns:1fr}
  .section{padding:44px 0}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
}